Mortgage Loans

First Florida Integrity Bank offers competitive rates for your unique borrowing needs.

Home Mortgages

With personal service from our experienced residential lending team, First Florida Integrity Bank can make your home-buying dreams a reality, or provide refinancing of your existing mortgage. We offer fixed rate loans to suit your needs, with conforming loan amounts up to $548,250.00.

First Time Homebuyer

Being able to purchase a home is an American dream. In addition to our fixed rate conventional mortgage loans, we also offer FHA and VA financing. FHA loans – are a great option for those who looking for a low down payment.

Another feature of a FHA loan is lower credit score requirements than conventional mortgage financing. VA loans - are a great option for veterans, current members of the U.S. Armed forces, and their surviving spouses. Benefits of a VA loan include no down payment, and no mortgage insurance.

Please contact one of our Residential Lending experts for more information.

Jumbo Mortgages

Jumbo mortgages are the perfect way to finance the luxury home of your dreams. Whether you are purchasing or refinancing, we will work with you to tailor a lending plan to fit your needs.

Jumbo Construction / Permanent Mortgages

Finance the construction of the luxury home of your dreams with a jumbo construction mortgage loan.

Please contact our experienced residential lender today to see how First Florida Integrity Bank can help make your home buying dream a reality.

  • 239.325.3754
  • Email
  • NMLS# 480243

Leticia Rocha

Director of Residential Lending

30 years of banking experience

Mrs. Rocha has served as the Director of Residential Lending since February 2015. Previously she served as a Residential Lender when she joined First Florida Integrity Bank in 2010. Mrs. Rocha has been involved in the banking industry for over 30 years.

She began her career in 1983 at First National Bank and Trust Company and has held various positions within the industry including when she joined the mortgage lending team at First National Bank of Florida in 1992. Mrs. Rocha prides herself on her operational and compliance knowledge, as well as her customer service skills.

She was recently named a Five Star Mortgage Professional by Five Star Professional, a national research company that identifies high-quality service professionals. Her reputation for honesty and commitment to her clients lead to her being awarded the accolade. Mrs. Rocha is also a member of the Naples Area Board of REALTORS®. In 2018 First Florida Integrity Bank received the Naples Daily News Reader’s Choice “Best of Naples” Gold award as the best mortgage lender, for the 5th straight year.

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