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Platinum Checking

Our Platinum Checking is designed for individuals and businesses seeking a high-yielding primary checking account. In addition to paying our highest current checking account rate, this account features a unique First Florida Integrity Bank Platinum Checking Debit Card, unlimited check writing, and free ATM withdrawals from any ATM worldwide.

Account Features

  • Unlimited Check Writing
  • Free Electronic Banking
  • Free Bill Pay
  • Free 24 Hour Mobile Banking
  • Free Debit Card
  • Free Unlimited ATM withdrawals from any ATM worldwide

Account Qualifications*

  • Minimum daily balance of $10,000
  • Minimum of 10 debit transactions (check, ACH, transfer, wire, or debit card) of which 5 must be credit/signature based transactions conducted with your debit card
  • Minimum 1 ACH direct deposit greater than $1,000
  • * $20 monthly service charge if account qualifications are not met.

1) Rates that apply if average collected balance is met: Effective March 1, 2015 thru June 30, 2015:
On daily balances of $ .01 - $250,000.00, the Interest Rate = 1.50% and the Annual Percentage Yield (APY) = 1.13%.
On daily Balances of $250,000.01 or more, the interest rate = .50% and the APY = 1.13% to .50%. Interest rate is compounded daily and credited monthly. The 2015 APY is a blended APY that combines the bonus interest rate for the tiers and time period stated.
The 2015 APY calculation includes effective interest rate changes on July 1, 2015 to 1.00% and on October 1, 2015 to .75%. If an average collected balance of $10,000 or greater is not maintained for the statement period, all interest for the statement cycle will be forfeited.

2) Additional Product qualification Requirements:
§ Free E-Statements (Required for this account) § smsGuardian (Anti-fraud text alert service)
§ Platinum Card § 1 account per person/SSN or business/EIN.

If any requirement is not met for a 2 month period, account will be converted into a First Prime Checking account.

3) Interest rates and Annual Percentage Yields (APYs) are accurate as of 3/1/2015. Rates subject to change at any time after December 31, 2015. Fees may reduce earnings on the account. Account offered for a limited time only.

Personal Accounts Fee Schedule
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Totally Free Cash Back Checking

Our Totally Free Checking offers you the ease and convenience of banking without the worry of maintaining a daily balance or limiting the number of transactions each month. Earn $0.10 credit back for every signature-based / credit transaction which will be credit to your account monthly. Best of all, there is no monthly service fee, no opening balance requirement and no minimum daily balance requirement.

Account Features

  • Free Electronic Banking
  • Free Bill Pay
  • Free 24 Hour Mobile Banking
  • Free E-Statements
  • Free Mobile Deposit
  • Free Debit Card with Picture ID
  • Free Unlimited ATM withdrawals from any ATM worldwide
  • Free Notary Service
  • Maintain a minimum daily balance of $5,000 or more, earn $0.25 cash back for every credit/signature based transaction conducted with your debit card. If your daily balance falls below $5,000 anytime during the statement cycle, earn $0.10 cash back for every credit/signature based transaction conducted with your debit card. (Credited to account monthly)
  • E-Statements required
  • Personal Accounts Fee Schedule
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First Prime Checking

With our First Prime Checking, you will earn a competitive rate of interest and have the flexibility of unlimited check writing. This account is designed for those that will maintain a daily balance of $1,000 to avoid the $10 monthly service charge. A small deposit of $100 is required to open the account. **Earns Interest. ($1,000.00 minimum daily balance requirement to earn interest.)

Account Features

  • Free Electronic Banking
  • Free Bill Pay
  • Free 24 Hour Mobile Banking
  • Free Mobile Deposit
  • Free E-Statements
  • Free Debit Card with Picture ID
  • Free 1st order of First Florida Integrity Bank custom checks
  • Free Unlimited ATM withdrawals from any ATM worldwide
  • Free Notary Service
  • Unlimited check writing
  • Personal Accounts Fee Schedule
**Interest rates are a percentage of the Prime Rate as published in The Wall Street Journal.
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First Student Checking

Our First Student Checking is a great way for young adults to begin their banking experience. Whether attending a school locally or moving far away, we have made it a simple process. This account is offered to students 16 to 21 years of age. No opening balance, no minimum daily balance requirement and no monthly service charge. It's a convenient and smart way to manage your money.

Account Features

  • Free Electronic Banking
  • Free Bill Pay
  • Free 24 Hour Mobile Banking
  • Free Mobile Deposit
  • Free E-Statements
  • Free Debit Card with Picture ID
  • Free 1st order of First Florida Integrity Bank custom checks
  • Free Unlimited ATM withdrawals from any ATM worldwide
  • Free Notary Service
  • Unlimited check writing
  • Personal Accounts Fee Schedule
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Prime Checking Plus

Our Prime Plus Checking is an interest bearing account that is loaded with benefits and specially designed for clients 50 years of age and older. With a $100 opening deposit requirement, you can enjoy the benefits of no minimum daily balance requirement, no monthly service charge and a free 3X5 safe deposit box.

Account Features

  • Free Electronic Banking
  • Free Bill Pay
  • Free 24 Hour Mobile Banking
  • Free Mobile Deposit
  • Free E-Statements
  • Free Debit Card with Picture ID
  • Free Cashier checks
  • Free custom checks
  • Free Unlimited ATM withdrawals from any ATM worldwide
  • Free Notary Service
  • Free 3X5 Safe Deposit Box (based on availability)
  • Unlimited Check Writing
  • Personal Accounts Fee Schedule

Banking Services

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