Unlock the value in your home with a Home Equity Line of Credit from First Florida Integrity Bank. The money can be used for just about anything- including home improvements, new vehicles, tuition payments, vacations, medical expenses and more!
Take advantage of our promotional rate of 2.99% annual percentage rate for 12 months. Thereafter, rate will be based on Wall Street Journal Prime plus 50 basis points, with a floor of 4.00% APR, (maximum rate 18% APR). APR and minimum payment can change due to variable rate feature. Interest only during 10-year draw period. 15-year repayment period of principal and interest.
First or second lien position available. Loan-to-value no greater than 80% if First Florida Integrity Bank holds first mortgage. LTV no greater than 70% on second lien position if first mortgage is with another financial institution.
Primary and Secondary/Vacation homes acceptable. Closing cost fees may range from $500 to $13,000. Title insurance required on any loan greater than $150,000. Property insurance and flood insurance required as applicable.
Offer subject to credit approval. Consult a tax advisor regarding the deductibility of interest. Bank will pay closing costs up to a maximum of $3,000.
*Closing cost credit is for initial home equity line of credit only and does not apply to increases in an existing home equity line of credit. If the line of credit is closed within the first two years you will be responsible for repaying the closing costs. Promotional rate subject to change.
Effective January 1, 2017
Contact our consumer lending team for additional information today!
Mary M. HarperNMLS# 1065809
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