Unlock the value in your home with a Home Equity Line of Credit from First Florida Integrity Bank. The money can be used for just about anything- including home improvements, new vehicles, tuition payments, vacations, medical expenses and more! Promotional rate of 2.49% annual percentage rate for 12 months.

Thereafter, rate will be based on Wall Street Journal Prime plus 50 basis points, with a floor of 3.75% APR, (maximum rate 18% APR). APR and minimum payment can change due to variable rate feature. Interest only during 10-year draw period. 15-year repayment period of principal and interest. First or second lien position available. Loan-to-value (LTV) no greater than 80% in first or second positions. 20% cash required for an 80% LTV.

Closing cost fees may range from $500 to $13,000. Maximum loan amount is $1,000,000. Title insurance required on any loan of $150,000 or greater. Property insurance and flood insurance required as applicable. Offer subject to credit approval. Consult a tax advisor regarding the deductibility of interest. Bank will pay closing costs up to a maximum of $3,000. *If loan pays off within first year, customer must reimburse the closing costs paid by the bank.

Contact our consumer lending team for additional information today! Please call (239) 325-3744 or e-mail billreitz@ffibank.com NMLS#982011

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